Do you operate an auto mechanic shop? Just like with any business, insurance is important to help protect you financially against the risk of fire, theft or storm damage to your business premises. Garage owners face certain other specific risks which may make purchasing specialist garage insurance a sensible precaution.
One of the risks faced by auto repair shops is fire. There are often a large number of flammable materials such as petrol, oil and solvents on the premises and if incorrectly stored or handled, these could potentially cause a fire. Reduce your risk of fire by taking a few safety precautions:
- Maintain a non-smoking work environment. Where necessary, designate a smoking area away from the main building or anywhere combustible materials might be being stored.
- Make sure all chemicals or flammable substances are correctly stored and away from any potential sources of ignition.
- Keep fire extinguishers maintained and regularly inspected.
- Develop a fire hazard management plan.
Keeping your employees safe should always be your first priority in the event of a fire. Making sure your garage insurance is up to date may enable you to claim financial costs of any repairs. To find out more about insuring your business, or for more details as to what garage insurance covers, contact one of our agents.